Diversified retirement portfolio planning

In this episode of the Road Rules for Retirement Show, host Mark Fried shares essential insights on the top five retirement planning mistakes that can derail even the most diligent savers. Whether you’re just starting to think about retirement or already transitioning into this new phase of life, this episode is packed with practical advice and proven strategies to help protect your hard-earned savings and build a confident financial future.

Mark explains why having a plan isn’t enough—you need to keep it updated and flexible to adapt to market changes, tax laws, healthcare needs, and personal circumstances. He discusses the real cost of retirement, how to avoid overspending, and the psychological shifts many retirees face. You’ll also learn the difference between owning a retirement account and having a true retirement strategy—and why that distinction matters more than you might think.

With decades of experience guiding clients through retirement, Mark emphasizes the value of working with an advisor who not only manages money but also helps align your finances with your goals, values, and lifestyle.

If you’re serious about maximizing your retirement income, minimizing financial stress, and avoiding common pitfalls, this episode is a must-listen.

Special Offer:
Ready to take control of your retirement? Enroll in Mark Fried’s Retirement Masterclass to build your own customized financial roadmap. Visit WhenCanIRetire.us and use coupon code RRFR2024 for a special discount.

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Why Listen?
If you’re nearing retirement or already retired, this episode offers actionable advice to help you protect your savings, manage taxes, and ensure your money lasts. Tune in now and start building the retirement plan you deserve!

Connect with Mark Fried:

https://plansmartandretirewell.com/
https://www.linkedin.com/in/mark-fried-a0b1156/

In this episode of Road Rules for Retirement, host Mark Fried and Jen Reza from the Retirement News Network dive deep into powerful strategies to help retirees maximize their income and build a more secure future.

Discover why focusing solely on past investment returns can be dangerous and how understanding the critical difference between growth and yield can transform your retirement planning. Mark shares smart income-generating investment options, from high-yield bonds and preferred stocks to tax-exempt bonds and annuities — all designed to help you create steady, reliable income for life.

You’ll also learn how to avoid common retirement mistakes like being overexposed to market risk or too conservative with your savings, both of which can jeopardize your financial security. Plus, Mark offers expert tips on Social Security optimization and breaks down the four key types of annuities you need to know to make confident, informed decisions.

If you’re looking to create a comprehensive retirement income plan that protects your savings, maximizes your cash flow, and gives you lasting peace of mind, this episode is packed with actionable insights you won’t want to miss!

Key Topics Covered:

Building a retirement income plan that lasts a lifetime

Understanding the real drivers of retirement income

Choosing investments that generate reliable cash flow

Rebalancing your portfolio safely during market highs

Why being too conservative can hurt your retirement

Strategic tips for claiming Social Security benefits

The pros and cons of immediate, fixed, variable, and indexed annuities

Special Offer:
Ready to take control of your retirement? Enroll in Mark Fried’s Retirement Masterclass to build your own customized financial roadmap. Visit WhenCanIRetire.us and use coupon code RRFR2024 for a special discount.

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Why Listen?
If you’re nearing retirement or already retired, this episode offers actionable advice to help you protect your savings, manage taxes, and ensure your money lasts. Tune in now and start building the retirement plan you deserve!